What is Commercial Property Insurance?

• If you think about all the things you need to keep your business up and running, Commercial Property Insurance covers it. This includes your building, office desks, fixtures, printers, inventory, equipment and supplies.
• In case your property is stolen, damaged or destroyed by a natural disaster, your building (and its contents) will be covered.

What does it cover?

• Your office building
• Equipment
• Supplies
• Inventory
• Furniture
• Fixtures

What does it not cover?

• Flood or earthquake damage

Many small businesses bundle their commercial property insurance with Business Liability Insurance. This is called BOP or a Business Owners Policy. If your business qualifies, this can help save money by bundling and it offers more protection.

You can also add Business Interruption Insurance so that you’re cover in any event where your business is forced to temporarily shut down. You’ll be reimbursed for your lost income.