Commercial Trucking Insurance
Let us help you with your commercial truck insurance needs. We provide flexible coverage and payment options, free filings, specialized heavy truck claims service, discounts and expert support. We insure many types of trucks in all states and would be honored to provide your protection.
Owner Operator Insurance
Owner operators need special truck insurance products and services whether they’re operating under permanent lease to a motor carrier or under their own authority. We understand the difference, and can help you choose the best trucking insurance coverages to match your business and protect your livelihood.
Motor Truck Cargo Insurance
Motor Truck Cargo insurance (Cargo) provides insurance on the freight or commodity hauled by a For-hire trucker. It covers your liability for cargo that is lost or damaged due to causes such as fire, collision, or striking of a load.
Truck Insurance Filings
Commercial truck filings prove that you have enough Liability insurance to meet minimum Federal and state requirements
TRUCK FEDERAL FILINGS
We offer federal filings for trucking businesses that engage in:
- Interstate trucking
- Hauling hazardous cargo (placard)
- For-hire trucking (common, contract)
- For-hire passenger transportation
Truck Insurance Cost
Your rate will depend on various factors, including:
- USDOT authority
- Coverage requirements
- Vehicle type
- Cargo
- Operating Radius
- Driving history
Commercial Auto Coverages
Liability Protection
Basic coverage that covers injuries or damage to other people or property if you’re at fault for an accident.
- Liability
- Bodily Injury
- Property Damage
- Uninsured Motorist
Driver Protection
These can help pay for your medical expenses if you or a passenger is injured while driving a commercial vehicle.
- Medical Payments
- Personal Injury Protection
- Pet Injury Coverage
Vehicle Protection
Protects against damage to your vehicles caused by collisions or a wide variety of other mishaps that damage your vehicles.
- Physical Damage
- Collision
- Comprehensive
- Individual Named Insured Endorsement
- Fire and Theft with CAC
For Trucks
Trucks share many of the same coverages as other commercial vehicles. Here’s some that are more specific to trucks.
- Motor Truck Cargo
- Motor Truck General Liability
- Non-Trucking Liability
- Rental Reimbursement with Downtime
- Trailer Interchange
Specialty Coverage
Small businesses sometimes need specialized protection in addition to basic liability and vehicle damage coverage.
- Non-Owned Car
- Any Auto
- Hired Auto
- Drive Other Car
- Single Deductible Endorsement
Tow Specific
Tow trucks share many of the same coverages as any other type of commercial vehicle. Some are geared more towards tow trucks.
- Garagekeepers Legal Liability Insurance
- On-Hook Towing Insurance








