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Life Insurance
Term life
Term life policies are the easiest to understand and generally provides coverage for a specific length of time, at a lower cost than other types of insurance. It’s often called, “pure life insurance” because it’s designed to protect loved ones in case of a premature death.
Whole life
Whole life policies are one of the most simplest, yet well-known form of permanent insurance. It builds value based on a set schedule. You’ll know the exact cash value of your policy at each anniversary.
Universal life
Universal life policies earn a fixed interest rate on the cash value of the plan. While the interest rate may change over time, it will never dip below a guaranteed minimum rate. It provides the flexibility to build savings as well as act as an insurance policy.
